The threat of suffering a serious injury while at work is a reality that many people will fail to effectively consider. Following these events, a person will have to understand their rights when it comes to the option of pursuing a worker's compensation claim to receive compensation.
Myth: You Will Be Responsible For The Costs Of Diagnosing The Injury
One myth that people may assume about a worker's compensation claim is that they will have to be responsible for paying for their injury diagnosis. This assumption can be very discouraging to injured workers as they may lack the financial resources to pay for the necessary diagnostics. Luckily, an injured worker will not be required to pay for these diagnostics as worker's compensation covers both the diagnostics and treatments that the injured worker may require. In situations where the worker paid for the diagnostics before filing the worker's compensation claim, it can be possible to receive compensation for these expenses as long as the necessary documents are submitted.
Myth: It Will Take Time To Resolve A Worker's Compensation Claim For This Benefit To Be Useful
It can be common for many types of insurance claims to take weeks or longer before they are resolved. This can lead to the injured worker assuming that it will simply take too long for the worker's compensation claim to be approved given the severity of their injury. However, a worker's compensation claim can be approved fairly quickly, allowing the injured worker to quickly start the necessary treatments. In situations where the injuries require emergency care, the worker will be able to seek treatment and apply for reimbursement from the worker's compensation insurance provider. While the approval process for this type of claim can be fairly quickly, you will still want to start the claim as soon as possible.
Myth: A Worker Should Wait Until The Severity Of Their Injury Is Confirmed To Report The Incident
Whenever a worker suffers an accident that results in an injury, they should report the incident to their manager. Often, a worker may not notify their manager of the accident if they suspect that the injuries are only minor. However, it can be difficult to fully assess the severity of these injuries, and they may actually be more serious than they first seem. Reporting the injury and accident as soon as possible can greatly reduce the risks of various problems and complications arising if you later need to file a compensation claim.
For more information, contact a worker's compensation attorney.